Small Business Loans
Small business loans from $10K to $5M
Straightforward business financing built for owners who need capital now — simple requirements, flexible terms, and funding in as little as 24 hours.
Eligibility criteria
- Time in business: 6+ months
- Monthly revenue: $15,000+
- Credit score: 500+ considered
- Business type: U.S. based, for-profit
Requirements vary by program. Not every applicant qualifies, and approval depends on a full review of your business.
Loan terms
- Loan amount: $10,000 – $5,000,000
- Term length: 3 months – 10 years
- Payment schedule: Daily, weekly, or monthly
- Funding speed: As fast as 24 hours
Final amounts, rates, and terms are set by the funding partner after underwriting.
Industry use cases
How business owners put small business loan proceeds to work.
Retail & E-commerce
Stock inventory ahead of peak season, expand a storefront, or fund advertising pushes.
Restaurants & Hospitality
Renovate dining space, add locations, cover payroll through slower months.
Construction & Trades
Bridge payment gaps between invoices, buy materials, and take on larger contracts.
Trucking & Logistics
Purchase or repair vehicles, cover fuel and driver costs, and scale routes.
Healthcare & Professional Services
Finance equipment, expand practice space, or bring on additional staff.
Manufacturing & Wholesale
Fund production runs, upgrade machinery, and manage supplier terms.
How to get a small business loan
1. Apply in minutes
One short application plus your last 4 months of business bank statements.
2. Get reviewed fast
A specialist reviews your file and presents the programs you qualify for.
3. Receive funding
Accept your terms and receive funds — often within one business day.
Ready to see what you qualify for?
Applying takes a few minutes and does not affect your credit score.