In-house AI underwriting platform

Business funding at the speed of AI

Up to $5,000,000 in working capital, term loans, equipment financing, and more. Our proprietary underwriting platform reads your business in real time — decisions in as little as 2 hours.

Free to apply · No obligation · Funding in 24–48 hours

Fast approvals
Simple application
No obligation
6 funding programs
Funding in 24–48 hours
$5M
Maximum funding
2 hr
Decisions as fast as
24 hr
Funding as fast as
6
Funding programs

Why Ai Funding Group

Built for businesses that move fast

Our in-house AI underwriting platform analyzes business performance, cash flow, and banking activity in real time — so we can review applications faster, reduce delays, and deliver decisions quicker than traditional lenders.

  • Funding up to $5,000,000
  • AI-powered underwriting
  • Decisions in as little as 2 hours
  • Funding in as little as 24 hours
  • Minimal documentation required
  • Dedicated funding specialists
  • Multiple funding programs
  • Clear terms before you sign

Funding Options

Programs designed for every stage

From working capital to SBA — find the funding that fits your business.

Merchant Cash Advance

Flexible advances repaid from future receivables. Fast access to working capital for businesses with steady revenue.

Learn more

Business Line of Credit

Revolving capital you can draw from on demand — only pay for what you use.

Learn more

Business Term Loans

Fixed-term loans with predictable payments for growth, expansion, or large purchases.

Equipment Financing

Finance the equipment your business needs without draining cash reserves.

SBA Financing

Government-backed loans with longer terms and competitive rates.

Consolidation / Buyout

Restructure existing positions into one streamlined funding package.

How It Works

Get funded in 4 simple steps

  1. 01

    Apply online

    Complete our quick application in a few minutes — free and no obligation.

  2. 02

    Upload bank statements

    Submit your last 4 months of business bank statements securely.

  3. 03

    Review offers

    Our AI underwriting platform delivers offers in as little as 2 hours.

  4. 04

    Get funded

    Sign contracts and receive funds in your account in 24–48 hours.

Do You Qualify?

Minimum qualifications

These are general guidelines, not hard cutoffs — our underwriting weighs overall business performance. If you're close, apply anyway or talk to a specialist.

Check Your Options
6+ months
Time in business
$15,000+
Monthly revenue
500+ considered
Credit score
U.S. based, for-profit
Location

Industries We Serve

Funding for how your industry actually works

Repayment structures matched to your revenue pattern — seasonal, daily-deposit, or invoice-driven.

Construction
Trucking & Logistics
Restaurants
Retail & E-commerce
Healthcare
Manufacturing
Franchises
Professional Services

Results

What business owners say

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FAQ

Common questions

Need capital fast?

Our AI underwriting platform is ready to review your business today. See how much you qualify for — free, with no obligation.