Privacy Policy
Last updated: {{TODO: confirm}} — set a real effective date and update it on every material change
Who We Are
This policy describes how Ai Funding Group ("we," "us") collects, uses, shares, and protects information when you use AiFundingGrp.com, submit a funding application, or communicate with us. {{TODO: confirm}} — legal entity name and registered address.
Information We Collect
We collect information you provide directly, including:
- Contact details: name, email address, phone number.
- Business details: legal name, DBA, address, industry, entity type, EIN, time in business, revenue figures.
- Owner details: name, ownership percentage, date of birth, Social Security number, and government-issued ID where required for underwriting.
- Financial documents: business bank statements, voided checks, and other documents you upload.
- Your electronic signature and consent records.
We also collect limited technical information automatically when you use the site (such as IP address, device and browser type, and pages visited) for security, fraud prevention, and site operation.
How We Use Your Information
- To evaluate funding eligibility and process your application.
- To communicate with you about your application and funding options.
- To verify identity and prevent fraud.
- To comply with legal and regulatory obligations.
- To operate, secure, and improve our website and services.
Information Sharing
We share application information with funding partners, lenders, and underwriters strictly to process your application and present funding offers. We may also share information with service providers who support our operations (such as hosting, document storage, e-signature, and communications providers) under confidentiality obligations, and where required by law, subpoena, or to protect our legal rights. We do not sell your personal information.
Credit Inquiries
{{TODO: confirm}} — describe accurately whether and when soft or hard credit pulls occur, who performs them (Ai Funding Group or funding partners), and the consent obtained. This section has FCRA implications and needs attorney review.
Document & Data Security
Bank statements, identification documents, and other uploads are stored with encryption in transit and at rest, with access limited to authorized personnel involved in processing your application. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Communications & Opt-Out
By submitting our application or contact forms, you consent to be contacted by phone, SMS, and email regarding business funding options, including through automated technology. Consent to marketing messages is not a condition of receiving funding. Message and data rates may apply. Reply STOP to opt out of SMS at any time, or use the unsubscribe link in emails.
Cookies & Analytics
{{TODO: confirm}} — list the analytics/advertising tools actually in use (e.g. Google Analytics, ad pixels) and any tracking links in SMS campaigns. If none, state that plainly.
Data Retention
We retain application data and documents for as long as necessary to provide our services, satisfy legal, regulatory, and audit obligations, and resolve disputes, after which they are deleted or de-identified.
Your Rights
You may request access to, correction of, or deletion of your personal information by emailing support@aifundinggrp.com. Depending on your state of residence, you may have additional rights under state privacy laws. {{TODO: confirm}} — attorney to confirm which state privacy laws (e.g. CCPA/CPRA) apply given entity size and data volumes, and whether a formal rights-request process is required.
Children's Privacy
Our services are intended for business owners and are not directed to individuals under 18. We do not knowingly collect information from children.
Changes to This Policy
We may update this policy from time to time. The "Last updated" date above reflects the most recent revision; material changes will be posted on this page.
Contact
Questions? Email support@aifundinggrp.com or call +1 (888) 295-2449.